Payment Options

We offer flexible financing and payment options to help you get your home back in working order while safely protecting your family.

Financing and Billing Policy

Unlike other roofing companies, in most cases we don’t require pre-payment in order to begin your roof installation. Depending on the project, there may be a down payment requested with the balance paid upon completion, but for most projects a payment in full will be required when the job is completed.

Our financing partner is Service Finance Company, LLC. Apply today!

  • Loan amounts up to $100,000
  • Unsecured
  • No Equity Required
  • Fast, Secure, Paperless Process
  • No Proof of Income Required

Have credit concerns? Relax, we have options for most levels of credit – down to 580 FICO.


We currently accept cash, personal or business checks and most credit/debit cards. If you plan to pay with cash, please notify our management team in advance.


Contact your Centennial Representative for more information.

Refer a Friend and Receive a Gift!

The greatest compliment we can receive is a referral from a happy customer. When you refer a friend or neighbor to Centennial and they complete a job with us, a percentage comes back to you! Contact us at (972) 223-1765 for more information.

The Insurance Claims Process

Centennial can help you navigate the insurance claims process to maximize covered repairs.
  • Step 1

    Call us at (972) 223-1765 to inspect your roof for damage.

  • Step 2

    If your damage appears to qualify for a claim, you will then contact your homeowners insurance claims department and request that an adjuster inspect your roof.

  • Step 3

    Notify Centennial of when the adjuster is scheduled to inspect your roof. A member of our team will meet with the insurance adjuster to look at the damages and help to get you a fair damage assessment.

  • Step 4

    After your insurance has approved the roof and sent you the paperwork, contact Centennial. Our team will review the proposal to ensure it is correct.

    If the insurance proposal is correct, we will move forward with a contract. A Centennial technician will meet with you to make material selections.

    If we see damaged items not covered or insurance is not offering a fair market value, we will review alternative options.

  • Step 5

    Our project manager will call to schedule the roof installation.

    After the roof is installed, Centennial will collect the first insurance check and the homeowners deductible. Centennial will send the insurance company the homeowner’s final invoice once all work is completed. Once the homeowner receives that final check, they should contact Centennial to pick up the check or mail it to our office.

*Homeowner Representation

  • Centennial cannot file the claim or represent the homeowner in the insurance claims process. We will assist the homeowner to ensure the process is done correctly.


  • Centennial operates with only the highest standards of integrity. In 2019, the Texas Legislature passed HB2102 that prohibits a contractor from waiving or not collecting a deductible when working with insurance claims.
  • This law prohibits roofing contractors from:
    • Paying, waving, absorbing, or in any way declining to charge or collect the deductible
    • Providing rebates or credits that will offset all or part of the deductible
    • Assisting the insured in avoiding payment of their deductible.